Highlights of the program features are listed below. Click, the "Details" button for additional information on the benefits, including exclusions and limitations.
Click here to download the pdf brochure.
In the event that an eligible member suffers from a “certified injury” that requires emergency medical transportation by helicopter in accordance with EMS protocols, the program will reimburse the participant up to a maximium of $7,000.00 per occurrence. Reimbursement includes expenses incurred for the cost of “Medically Necessary” or "Life Threatening" helicopter transportation from the scene of an accident to the nearest medical facility capable of treating the injuries or from one medical facility to another medical facility. Claims for “Medically Necessary” transports from one medical facility to another medical facility are subject to review by Lifeguard's Medical Officer.
Provisions include:
• One benefit will be paid per occurence.
• Benefits in excess of all valid collectable insurance.
• Coverage is worldwide.
• Transportation by helicopter only.
This benefit is provided to USA+ members by Lifeguard Emergency Travel, Inc. Certain terms and conditions apply and benefits are subject to the Limitations and Exclusions. See your Membership Handbook for the details.
LIMITATIONS AND EXCLUSIONS
The following conditions represent coverage exclusions:
• Call 911 or the local equivalent. Local EMS protocols will make the determination for necessity and type of medical transportation that best fits each situation.
• To file a claim or for more information please call member services at 800-446-7142.
Claims - The claimant (either the insured or someone acting for the insured) must notify the company or its designated agent in writing about the claim. Correspondence should be sent to:
Emergency Travel Assist
4825 Royal Lane
Irving, Texas 75063
Such notification should include the insured’s name, the participating organization’s name and the policy number. The claimant should notify the company within Twenty (20) days after a covered loss occurs or as soon as reasonably possible.
Notice of Claim - Written notice of claim must be given to the company or designated representative within Twenty (20) days after a covered loss first begins or as soon as reasonably possible. Notice should include the insured’s name and policy number.
Proof of Loss - The claimant must send the company or its designated representative proof of loss within Ninety (90) days after a covered loss occurs or as soon as reasonably possible.
When you or your child are ill in the middle of the night, or at any time, it is now at your fingertips to get professional help. Speak with a caring staff of registered nurses toll-free, 24 hours a day, 7 days a week.
You are only a phone call away from immediate referral to your choice of over 20,000 attorneys, and 6,900 law firms nationwide. You are entitled to:
Olympus I | Olympus II | Olympus III | |
Preventive & Diagnostic Exams, cleanings, fluoride, space maintainers, x-rays and sealants |
70% Out of network on 90th UCR |
100% Out of network paid on PPO fee |
80% Out of network paid on PPO fee |
Basic Emergency palliative treatment: to temporarily relieve pain Minor restorative: fillings Prosthetic maintenance: relines and repairs to bridges, implants, and dentures |
50% Out of network on 90th UCR |
80% Out of network paid on PPO fee |
60% Out of network paid on PPO fee |
Major Services Major restorative: crowns, inlays, and onlays Endodontics: root canals Periodontics: to treat gum disease Prosthodontics: Dentures Prosthetics: bridges Implants Oral surgery: extractions and dental surgery |
30% Out of network on 90th UCR |
0% Out of network paid on PPO fee |
0% Out of network paid on PPO fee |
Annual Maximum | $1500 | $1000 | $2500 |
Vision Care Services | Member Cost In-Network | Out of Network Reimbursement |
Exam with Dilation as Necessary | $0 Copay | $35 |
Frames, Lens & Options Package (Any frame, lens and lens optioons available at provider location) | $100 Allowance for frame, lens and lens options, 20% off balance over $100 | $50 |
Contact Lenses (Includes materials only) | ||
Conventional | $0 Copay, up to $100 Allowance, 15% off balance over $100 | $80 |
Disposable | $0 Copay, up to $100 Allowance, plus balance over $100 | $80 |
Medically Necessary | $0 Copay, Paid in Full | $200 |
You have 30 days (or such longer period as may be required by state law) to review and evaluate the USA+ membership. If you wish to cancel your membership and receive a full refund, you may do so by submitting a written request to USA+ at the address listed below.
Membership in USA+ is NOT insurance nor is it meant to represent an insurance contract. Some of the benefits available to our members are NOT Insurance. This is an Association Membership offered and administered by United Service Association For Health Care. As added membership benefits, all active members are automatically covered under certain group insurance policies purchased by USA+. The benefits are underwritten by A.M. Best rated insurance companies and subject to the exclusions, limitations, terms and conditions of coverage as set forth in the insurance certificate provided in your membership materials and the Policy issued to USA+. Please contact USA+ for state availability. Not available in all states.
(800) 872-1187 and info@usahc.com
Type: Individual
1st Month Dues: $79.00
Monthly Dues: $79.00
Setup Fee: $0.00
Type: Member/Spouse
1st Month Dues: $135.00
Monthly Dues: $135.00
Setup Fee: $0.00
Type: Member/Child
1st Month Dues: $142.00
Monthly Dues: $142.00
Setup Fee: $0.00
Type: Family
1st Month Dues: $185.00
Monthly Dues: $185.00
Setup Fee: $0.00